Established in 1975, NCIC is a 501(c)3 non-profit corporation that provides capital and expertise to strengthen businesses, communities and employment opportunities across our service region. NCIC develops lending solutions and coaching services based on individual business needs and supports community leaders with job-based solutions including industrial infrastructure, agriculture and tourism development. NCIC serves New Hampshire’s Carroll, Coos and Grafton Counties and Vermont’s Caledonia, Essex and Orleans Counties. NCIC offices are located in Lancaster, NH and St. Johnsbury, VT.