Contact us:
NCIC has a unique and exceptional staff with backgrounds/ education in lending, business management, engineering, manufacturing, telecommunications and financial management. It is a mature and talented team that has exhibited an ability to maintain high operational quality across a diverse set of responsibilities. This team continues to effectively respond to the region’s changing needs.

NCIC Staff, from left to right:
Front row: Aimee Quimby, Cathy Conway, Jude Hamel, Sandy Lowell, Jerilyn Toney, Michelle Farmer, Laurie Johnson.
Second row: Max Makatis, Tom Joyce, Jon Freeman, Alex Ibey, Dave Keenan, Martha Wilkins.
NCIC has four office locations:
Map
St Johnsbury Office
347 Portland Street
St Johnsbury, VT 05819
Tel: 802.748.5101 Fax: 802.748.1884
Map
Berlin
961 Main Street
Berlin, NH 03570
Tel: 603.752.2733 Fax: 603.752.7222
Map
Plymouth Office
144 NH Route 175A
Holderness, NH
Tel: 603.536.2202 Fax: 603. 536.2249
Map
Lancaster
Office
1 Middle Street
Lancaster, NH 03584
Tel: 603.788.2700 Fax: 603.788.2702
Lending
Dave Keenan, VP Lending
![]()
Martha Wilkins, Commercial Loan Officer![]()
Technical Assistance
Barbara Candar, Financial Technical Assistant
![]()
Economic Development
Cathy Conway, VP Economic Development
![]()
Mike Welch, NEK Director of Economic Development
![]()
Tom Joyce,
Project Manager, Wireless LINC
![]()
Samantha Kenney Maltais,
NNH Branding Project Manager
![]()
Max Makaitis,
AVER Economic Development Director
![]()
Operations
Jon Freeman, President
![]()
Jane Newland, Chief Operating Officer
![]()
Sandy Lowell, Loan Accounting Manager
![]()